5c-Have had it for less than a year?

Hello, I am a college student who has had their iphone 5c for less than a year now. I take very good care of my electronics and I have never cracked a screen or anything. This phone screen isn't cracked either or damaged.
This all started a few months ago, when the weather changed and got really cold. My phone started having a "mind of its own" and would open applications and other things such as facetime all by itself. I learned ways to help stop this such as turning off my wifi and 3g, which would momentarily calm it down but I would notice these faint lines appear on my screen any time it decided to ghost. I would turn down the screens brightness to help my phone "cool off" i guess you could say.
The other day, after doing NOTHING to my phone, the bottom part pixelated out. No reason just did.
I figured okay, well I can see everything and the ghosting isn't worse so its fine. I'll get it fixed in may
Since April 1st my phone won't even let me slide it to unlock. Its freezing cold all the time, and i can't answer any phone calls which is important when you're trying to transfer schools. it was bad enough when my phone would hang up calls for me, but now not even being able to answer them is pure ****.
I looked up my warranty and it says it doesn't cover it? I've have had my phone for less than a year though so I don't understand. It's so frustrating. I've never had my old android do this to me. I switched to iphone for the convenience and yet here I am, having my phone not even turn slide on?
I have tried everything, from turning it off for a day( I had to hard reset it any time I did this because the screen won't acknowledge any of my slides) and i tried factory resetting it when it started to ghost. I have never ever been more frustrated or disappointed with a product in my life.
I want to send it to apple but I definitely don't have the money to replace an iphone that I am still paying for and haven't even cracked. I have an ipad and two ipods and those are in fine condition but I definitely need my phone. I am so upset with this product. If I send it to apple care are they just going to charge my card? I honestly have NO funds to pay for this right now and I desperately need my phone to work.

Here are two other examples of this happening..
I expected more from Apple.
https://discussions.apple.com/thread/6919109
https://discussions.apple.com/thread/6683814

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