Can I use Balance in Apple ID to pay for the Developer Program?

I have a little over 100$ in my Apple ID account, and I was wondering if I could ues this as a substitute for paying with a credit card when it comes to enrolling as a paid apple developer (with features like testing my app on my iPhone, and not the iPhone Similator on Xcode). Also, is there any way to get my name as the person shown when people go to buy the app? I am under 18, so people have said on other threads that I must use a parents' name. I would prefer not to use my parents' since they no little how to code and I value recognition. Help?

You must use a credit card  registered with your name and address.
There is no other option.

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