Credit card error in bdoc for ecc to crm

I am getting an error R11 144, No credit card details found, when an ECC customer master record has a credit card on it and it is flowing to CRM 7.  If you have encountered this error, how did you fix it?  I have searched with no success.

I believe I may be getting the R11 144 error after I get a R1 561 because the card doesn't load into crm, so when doing a delete or change to the customer in ECC, the system looks for a card in CRM to delete and there isn't one.  So how to get rid of the R1 561 error then?  It is not an auth object issue as I have seen in some responses.  The card number and card type are not getting loaded into the bdco, but the expiration date is. I have logged a ticket with SAP but just keep going back and forth with them.  Hoping someone has been through this before.  Thanks.

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