Hopeful First Steps for a mortgage - Plan ahead!!!

Hey everyone! I just wanted to say that my husband and I went to a mortgage lender at our credit union on Friday and it was a great meeting.  I had printed out mine and my husband's three-bureau full credit reports and had a list of questions. We want to buy in 12-24 months, so we wanted her to run a hypothetical to see what we'd qualify for based on our incomes, how much closing/prepaids are likely to be, and what do we need to improve on our credit. It was the absolute best thing we could have done.  She confirmed that the amount we'd want to buy for is well within our means, and gave us a details sheet of what that would cost us upfront for closing costs/prepaids if he hypothetically bought this month.  The third thing was the most valuable - I have 4 credit cards im paying off through a Debt Management Plan ($11k left) and $170k in student loans I pay on income based repayment. My husband has no debt, but only one secured credit card and a few 6 year old medical collections. Basically, hes hovering in the mid 600s and me in the low 700s and we felt utterly helpless as to what to do to be in a sound position in 12 months.  she gave us very good advice on what we're lacking and how we can deal with it, and because this is the very person who would be processing our mortgage loan, it made me feel like it was the most sound advice we could get regarding our credit.  We were able to get my cards into a secured loan based on our paid off car, using my higher score at 3%, and then open a joint unsecured credit card - so we went out of there with my having saved $700 over the remaining life of my credit card balances, plus a new solid mixture of credit types for both of us, all of which will have the inquiries gone in 12 months when we return...she is confident that my husband's scores will be up to the 700s in 12 months and we will be in a great position to buy.  My point being, the best thing we did when we felt like our situations were kind of a mess was to sign up for the myfico 3-bureau stuff and study it all inside and out, then to see a mortgage specialist long before we are ready to buy, at a time we were well informed about our situations. My husband didnt know what his credit was on Jan 1, and the lowest score was 540. just taking the time to understand things and giving yourself KNOWLEDGE, a PLAN and TIME is huge. If anyone is thinking of buying a house in the next couple years, take this time to go ask about your situation! It's not nearly as discouraging to hear what still needs to be done when you still have time and don't have the money saved yet anyway - it sounds more like an opportunity than a hurdle when you start early and have time on your side.

Hello Manish Kumar,
I've been doing Handling Units testing in our sandbox environment and I've been trying to Pack a Finished Product for a Process Order using
1-Transaction code HU02 to create the Handling Unit
2-Transaction COWBHUE after creating the HU to enter the production order number and the HU number and propose it, but the it doesn't work. When I propose it, nothing happens.
3.-I also tried COWBPACK, but for some reason, when I go into COWBPACK, key in the Process Order, and then press enter, I get the following message:
You do not have authorization to create handling units for plant BP08
Message no. VHUPD500
Do you know how to solve this issue?

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