How do i change my iCloud account on my iPhone? I want to change it to my husbands so all of our information syncs, but will this completely delete my iCloud account? and by doing this how will my phone change (such as contacts, photos etc.) ?

I want to change it to my husbands so all of our information syncs on to my iphone and our ipad, but will this completely delete my iCloud account? and by doing this how will my phone change (such as contacts, photos etc.) ?

Bad idea.
What information do you want to share, exactly?  You can share contacts, reminders, and calendars with other iCloud users without the need for both of you to use the same iCloud account.  You can authorize both phones to use apps purchased under the same Apple ID without sharing an iCloud account.
Sharing an iCloud account is a bad idea in general. There is too much opportunity for someone to damage or delete data that will affect both.

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