How do i delete credit card information?

I used a $25 Visa Gift Card to buy things and ended up spending it all. I made a $19.99 in-game purchase and was charged $21 which is fine with me. Then i made  a $4.99 in-game purchase and was charged $5.40. The card was declined but i still somehow got the product? Now i am unable to update apps because the billing information is wrong and it says i owe money. Why do owe money if it was declined? And why did i receive the product if it was declined? I just want to remove the billing information and if i really have to owe money for something apple messed up on I guess i will buy a app store gift card and pay it off. I need help can someone tell me how to remove billing information?

Hello ArcticWolfParadise,
I would try iTunes as well to see if you get the none option available there. I think what may be contributing to it is, even if the app is .99 cents with tax, that will put it over the 1 dollar left in your credit, there by needing a credit card to cover the tax.
iTunes Store: Changing account information
http://support.apple.com/kb/ht1918
Changing your account information using a computer:
Open iTunes.
Choose Store > Sign In.
Enter your Apple ID and password, then click the Sign In button.
Choose Store > View My Account.
Enter your account password, and click the View Account button.
And then
To update your name, billing address, or payment information, follow these instructions:
From the Apple Account Information page, click the Edit Payment Information button.
Edit the information that you would like to change. Note: The payment methods that the iTunes Store accepts can be found in the payment type section. If you do not want a payment method on your account, select None in the payment type section.
Click the Done button once you've updated all of your information.
If the issue persists then I would reach out to the iTunes Store support directly using the most recent receipt you have with this article How to report an issue with your iTunes Store, App Store, Mac App Store, or iBookstore purchase found here http://support.apple.com/kb/ht1933.
Cheers,
Sterling

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    iTunes Store: Changing account information
    http://support.apple.com/kb/ht1918
    Changing your account information using a computer:
    Open iTunes.
    Choose Store > Sign In.
    Enter your Apple ID and password, then click the Sign In button.
    Choose Store > View My Account.
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    And then
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    From the Apple Account Information page, click the Edit Payment Information button.
    Edit the information that you would like to change. Note: The payment methods that the iTunes Store accepts can be found in the payment type section. If you do not want a payment method on your account, select None in the payment type section.
    Click the Done button once you've updated all of your information.
    If the issue persists then I would reach out to the iTunes Store support directly using the most recent receipt you have with this article How to report an issue with your iTunes Store, App Store, Mac App Store, or iBookstore purchase found here http://support.apple.com/kb/ht1933.
    Cheers,
    Sterling

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