HT1918 I am not given the option to change my payment method to none.  What am I doing wrong?

I am trying to change my payment method to none, but when I go into my account information, I am not given NONE option.

Log into itunes store, view account information, edit payment type under apple id summary.

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    I tried to go into my account as well in setting to tried to change my payment method to none but I can not change it. I do not want my payment method on my account any more. I can not even download free apps because it states that my payment information is wrong, but I know that it's not. What can I do to delete my payment information? Please if anyone can help, please send me any suggests.

    Turn off FaceTime and iMessage.
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