HT1918 my credit card info is correct and is coming back declined and also charged my account over $60

my debit card isnt updating and it is correct coming back decline also charged my account over $60 trying to update info with new card PLEASE HELP

Your post's title says credit card, but in your post you say debit card - which one is is ? If it's a debit card then I don't think that they are still accepted as a valid payment method - they are not listed on this page and there have been a number of posts recently about them being declined
If it's a credit card then is it registered to exactly the same name and address (including format and spacing etc) that you have on your iTunes account, it was issued by a bank in your country and you are currently in that country ? If it is then you could check with the card issuer to see if it's them that are declining it, and if not then try contacting iTunes support and see if they know why it's being declined : http://www.apple.com/support/itunes/contact/ - click on Contact iTunes Store Support on the right-hand side of the page, then Account Management.
For the $60, each time that you try to add or change your card details (how many times did you try to add the card ?) a small temporary store holding charge may be applied to check that the card details are correct and valid and that it's registered to exactly the same name and address as on your iTunes account - it should disappear off your account within a few days or so.
Store holding charge : http://support.apple.com/kb/HT3702

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