HT2534 the "none" option does NOT appear!!! why?

followed these wonderful instructions but no matter what I do I do NOT get the "none" option!!!

I highly recommend not advising people to create new Apple IDs.  This is pretty much NEVER a valid troubleshooting step and will cause much more harm than good.
For an EXISTING Apple ID, you should be able to edit your iTunes Payment Type to be "None" as long as you do not have an unpaid order on your account.  Please note that if your Apple ID already has already been created for Apple Online Store, iCloud, etc. before you use it with iTunes, it is necessary to add some type of payment type or redemption code during the initial use of the account with iTunes.  HOWEVER, if you don't want a credit card on file, you can immediately edit the payment information to change the Payment Type to "None" after the initial setup.
Follow these instructions:  http://support.apple.com/kb/HT1918
If you have an unpaid order, you must first provide a valid payment type to take care of that unpaid balance, and then you'll have the option for "None." 
IF YOU'VE NEVER CREATED AN APPLE ID AND YOU ARE TRYING TO CREATE A NEW ACCOUNT WITHOUT A CREDIT CARD follow these steps:
Creating an iTunes Store, App Store, iBooks Store, and Mac App Store account without a credit card
http://support.apple.com/kb/HT2534

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    http://support.apple.com/kb/TS5366
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