HT5457 Just did the IOS6 update on my Iphone5 and now all my contracts are gone, how do I get them back

I did the lastes update on my Iphone 5 and later when I went to my contracts they were all gone.  The update had something to do with the cloud but I don't remember if I ever set up a Icloud account.

See this Discussion
https://discussions.apple.com/message/21134273#21134273

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