HT5622 Sign in required all the time?

Every time I try and download a free or paying app it takes me to a sign in page where i have to fill in my bank account details over and over. Then once i press done it says 'your payment metjod was declined' i have just topped my account up and have made sure all my details were correct so why doesnt it still work?

Contact iTunes and find out why it was declined
Contact iTunes

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