I can't use my apple id ,stuck at review payment there is no None option for payment

when i login it says your account is not reviewed at stores ,when i click review my account its asking for payment method i dont want to give my card details
i can't use my apple id ,stuck at review payment there is no None option for payment .

Hi!
I'm stuck with similar problem.. I recently started using apple products and because I mostly use my macbook for writing, I didn't use iTunes. One day I managed to get FaceTime to chat with friends and therfore I had to create an apple id. Everything went smoothly until I tried to use iTunes Store with my iPod. iTunes asks me to review my account and although it is fully functional I cannot change any detail because I don't own a credit card, and therfore cannot get any free app!
What is funny, when it comes to creating an account through iTunes, there is an option 'None' in Credit Card section. When I try to do the same using my existing account it simply doesnt't let me do this.
I need a solution to set it properly or an option to permanently delete existing account and recreate it using iTunes. Using another email account is not an option e.g. creating another account must be done with the same email as the one I used for the current account.
I was looking for an answer but with no luck. Apple submitted great tutorials for creating accounts but didn't supply users with answers for problems like mine(which apparently is very common!).
If there is anyone from Apple reading such posts, I'd be happy to see a solution for this problem.
Thanks

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