I just got the new iphone 5c and im trying to set it up and get my apps and stuff but it wont let me download like the free apps without a card, is there a way i can download the apps without a card?

im trying to download apps, do i have to use a credit card even for the free ones?

If you have an existing ID, but no credit card to associate with your account, you'll have to redeem an iTunes gift card. If you don't want to do that, you'll have to create a NEW ID by following the directions here:
http://support.apple.com/kb/ht2534

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