Is it necessary to fill in the number of my credit card to get access to the apps? What if I don't have one?

Is it necessary to fill in the number of my credit card to get access to the apps? What if I don't have one?

How to Get Apps From the App Store Without a Credit Card
http://ipadhelp.com/ipad-help/how-to-get-free-apps-from-the-app-store-without-a- credit-card/
Creating an iTunes Store, App Store, iBookstore, and Mac App Store account without a credit card
http://support.apple.com/kb/ht2534
 Cheers, Tom

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