Is there a pre-installed application on the iMac that would allow me to crate documents, presentations and spreadsheets or do I have to buy iWork for this?

Is there a pre-installed application on the iMac that would allow me to crate documents, presentations and spreadsheets or do I have to buy iWork for this?
Thank you.

No pre-installed app that will do all that, and yes, you could buy iWork - or you could download the free (although they do seek donations) LibreOffice: http://www.libreoffice.org/ or OpenOffice: http://www.openoffice.org/porting/mac/

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