My iPhone 4 with cash card is slowly emptying the balance of the card. Only Wi-Fi is normally ON, most other things OFF. Are the Apps responsible for this, or is something wrong with the phone itself? How can I stop the "thief"?

My iPhone 4 with cash card is slowly emptying the balance of the card. Only Wi-Fi is normally ON, most other things OFF. Are the Apps responsible for this, or is something wrong with the phone itself?  How can I stop the "thief"?

I have this exact same problem. One solution is having your friends change their fake aliases on Facebook to their real bloody names, but I realise this is no easy fix.

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