Security Method?  Saving downloaded PDF's

I have credit card accounts which I access on Safari. Each month I download the statements as .pdf files. When I view some of these downloads on Preview, I can save them using a Save-As command. But for files downloaded from other sides, the Save-As is grayed out.
When I check the info for each file, the only difference I can see is that the files I can't "save-As" have a "Password encrypted" Security methods whereas the other ones have no security method. Ownership/Permissions seem the same for each one
How can I remove this limitation? The work around I use is to rename the files in the info tab and then drag them to the folder I want.
Thanks for your help

> If I then try to copy it over to the external hard-drive I get another error.
Error message?

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