Shattered iPhone 5 screen with insurance.

I purchased the 1 time 100 dollar fee insurance when I bought the phone. The lock button started to act up and a few days later I shattered the screen and the lock button rarely works. How does it work when I go to get this fixed? Is it just a new screen or the whole phone?  ( I will be purchasing an otter box afterward)

The iPhone will be exchanged and if you are referring to AppleCare plus, there will be a $50 deductible.

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