What I've to do if the App Store told me my payment method not valid

What I've to do if the App Store told me my payment method not valid

Then contact your bank and find out why the authorization is being refused. 
Note that debit cards are not accepted in all markets. You need a valid credit card with a billing address in the country of the store in which you're trying to set up an account. You must also be physically present in that country.
You can not, for example, set up an account in the US or UK store if you are in Russia.

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