What is best for me. I have been using Elements for many years (since Elements 2) and now want to but either 13 or Lightroom. Can anyone help me decide

I have been using Elements for many years (since elements 2) and now want to upgrade. I am reasonably old and at this stage do not understand Creative Cloud. Am I best to upgrade to Elements 13 or try Light room 5?

Do you want to make a one time purchase (Photoshop Elements) or pay monthly rent ($9.99 per month for Photoshop and Lightroom)
Do be aware that the subscription model is just like rent... stop paying and the programs stop working... but you get the full Photoshop

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