WHEN TO RECLAIM DEPOSIT ON SECURED CARD WITHOUT AFFECTING MY SCORE

So I have a Secured Visa with Southland Credit Union.. this was my 1st secured card right out of BK because they didn't pull my CR so I was all for it.. The CL is $2100 and I have had it since Jan 2015... My question and concer is... I keep hearing that we shouldn't close accounts because they'll lower your score badly and as is my scores aren't all that great (Mid 600's)... but I was able to get a $1000 Unsecured with NFCU, and a $1800 Discover IT Student CC (Unsecured) as well as another $1000 unsecured CC with Calif. Coast Credit Union. My $2100 Secured Visa with Southland isn't going to graduate anytime soon because they already told me that due to my BK I have to wait 2 years minimum to reapply for an unsecured card.. but then, do I just leave my depsit there??? :/ What should I do??

sylviagarcia wrote:
So if I'm getting it correctly... the mention that closing a "secured" CC will affect the credit score is "INCORRECT"... Right? It could affect your score if your utilization is not in check as you will lose the CL that Fico makes the calcs on, other than that there is no loss of score closing a secured or any other type of credit card. My utilization % - with the new approved CC's should be about the same or lower considering I'd be closing a $2100 CL but adding two credit lines totalling $2800 so it balances out.. in fact I'd have $800 more But I will follow the suggestion of waiting for 1yr after opening the account to close it Thanks so much.

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Hi godfest,
Welcome to the Support Communities!
The articles below will get you connected with the iTunes Store Support. These folks can review your account with you:
How to report an issue with your iTunes Store, App Store, Mac App Store, or iBookstore purchase
http://support.apple.com/kb/HT1933?viewlocale=en_US
iTunes Store & Mac App Store: Seeing your purchase history and order numbers
http://support.apple.com/kb/ht2727
Cheers,
- Judy

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In Internet Explorer you can tell it not to store information on forms when you're on a secure webpage, so your credit card number is never saved for example - can I do this in FireFox?

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http://www.apple.com/emea/support/itunes/contact.html
There is no need to keep frustrating yourselfs at the moment.

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Secured Card Changing To Non Secured

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WHEN TO RECLAIM DEPOSIT ON SECURED CARD WITHOUT AFFECTING MY SCORE

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