Why can't i install a free app?

Why can't I install a free app?  I click on free and then it tells me that I need to verify my payment option when the app is free.  What am I doing wrong?

If you set up an Apple ID with credit card details then you need to enter valid credit card information and then when you download a free app it does what you are experiencing.  You will not be charged.  Sometimes when you update credit card information in you Apple ID, Apple raises a $1 charge to check to see if the card works and then cancels the charge.  IF you want to set up an ID without a ccredit card then you do so like this
http://support.apple.com/kb/ht2534
01101001 01110000 01101000 01101111 01101110 01100101 00100000 01110100 01101000 01100101 01110010 01100101 01100110 01101111 01110010 01100101 00100000 01001001 00100000 01100001 01101101

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