Why does it ask for my bank details when I want to download a free app?

when I go to download a free app is asks for my bank details I put them in but it keeps saying that they are wrong;( halp meh

They're wrong.  That's why it's saying that.  Check to make sure that the address you have input is the same as the address that your bank has on file for you.  Also, make sure you're using an approved payment method for your area.  Alternatively, you can simply use an iTunes gift card instead, which bypasses the need to have payment information on file.

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