Why was I required to provide credit/debit card information in order to obtain an Apple ID?

Question

I Have and At&t account with four phones and two tablets. When I tried to create an Apple ID for my mother on her iPhone 4, it required credit/debit carinformation. However, on all my other devices (under the same account ), I was not required to provide credit or debit information. I had the option not to enter that information.
Also, I am very hesitant to put any information if that type on the Internet. I will never. I was hacked into very badly and have spent a lot of money to resolve the issue. I feel it is still not resolved. On one of my new iPhone 6, it crashed and said it was due to a third party. What does that mean... I am resorting to you guys for help. No one has helped nor cares to help me with this problem. My laptops are junk, my phones were junk, etc. All of this due to one person who I am 99.9% sure of his identity. However, authorities do not care nor Internet companies hacking department nor Dell's hacking department. I have changed my router, passwords, web key, phones, tablets. I have paid Dell to resolve the problem on my laptops. Nothing has stopped this person. I do not know what to do... I am simply frustrated and do not trust anything anymore online. I do not even trust asking this question because he will probably answer....

Answer 1

The "hacker" was a friend I mine, I thought until I started to notice unusual activity and my internet settings were changed. About a year ago, I asked him for help with setting up my computer, iPhone 4, and tablet for my company. My brother and I run a small HVAC company. I trusted this individual and left my laptop at his house. At that time I never thought he would do what he did. I stupidly gave him my email password and Apple ID. Whenhe returned my computer, I started to notice that my internet settings were changed. He changed my Internet from being a"home" wifi connection to a "business" with DNS, adapters, etc. I am not computer savy on how they operate and all of the different Internet options. I just know how to use computers, not programing or changing the operating system, like DOS. However, I noticed the change in my Internet settings along with other things. An administrator account was made, certificates were installed, and I was unable to change certain things on my phone and computer. I called Dell for help, I pleaded with them to let me send the laptop to them because I do not know enough to be able to tell you everything that needs to be fixed/changed. They would not let me and said it coyld be fixed over the phone. I paid $400 and they said, the problem is fixed and my internet/computer issues are resolved. I only think they got my computer back on line and increased the security. I do not think they fix the problem and currently one of my laptops is blue screened. I also believe he put something in my CD drive and believe he reversed the camera to look through it. Hence, I put post its over it to block the view. To this day, I cover the camera. I do not know what he did nor everything he did. I been reading up on security and hacking. I think he may have installed a key stroke logger but I do not know enought to truely know if he did. I have called authorities, spoken with many internet companies, talked with Verizon (my wifi provider), At&t my phone/tablet company, apple and many other people. I have changed passwords, my router, my web key, my phones, my tablets, apple id, and enabled two-step verification. I do not know where to go or what to do....... I have been dealing with this for over a year know.  Yesterday, I noticed that there were phone numbers blocked from calling my phone. I did not do it and took a picture so I can call the numbers to see find out who's numbers  were blocked. He tries to get on my Facebook and I know he can access my emails. I found another password that worked to log in to my yahoo business email. I want to make this person be held responsible for his actions. He has cost me a lot of money and interfered with the daily operations of my business. Sorry for writing a book but I am looking for any advice on where to go and what to do....... I welcome and appreciate any and all replies that can help in any way !!!