2 Iphones 1itunes 1 credit card

Hi all,
My wife and I have each 1 iphone. Since my wife got her iphone is hard to get phones sincronized separetly
We both share same credit card. Do you think this could be the problem? Or each time we need to shync or update the phone has to be manual? even to download an app directly on the phone, passwords do not work.
Have you experienced the same and able to solve???
Thanks in advance

we have 2 iphone 4's and 1 ipod touch 4g all on the same itunes with the same credit card. we just sync manually, it's no big deal. it doesn't even seem like we are syncing manually: i have stuff on my phone, if i want to put more i plug it in, check the stuff i want to add and sync. other 2 users do the same.

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