21.5" iMac with or without dedicated video?

I have seen a number of people pose this question on the boards but I didn't really get a clear answer for my own question. I soon plan to jump into the world of apple by getting my very first Mac system (I have used a number of different models through work but never owned). I am looking to buy one of the new iMacs to replace a far outdated system we currently have working as our home computer.
The system will primarily be used for your typical stuff - internet browsing, word processing, perhaps some photo editing (but nothing major) so I wonder whether the difference in price from the low end 21.5" model to the 21.5" model with dedicated video is worth it?
Looking over some reviews, it seems that all the models perform in a similar range except for frames per second measures during game playing. However, I don't intend to do much, if any, game playing on the system.
Right now I feel like the dedicated video is not necessary but I wonder whether I will feel the same way down the road. Better safe than sorry?
Any thoughts or comments are appreciated.

Based on what you say any current iMac would do an excellent job for you. If your foresee doing work in the future that will tax the graphics more (3D gaming, rendering, graphics work etc.) then upgrade the graphics card. However for what you're currently doing you should be very pleased with any of the graphics.
That being said, if you tend to keep computers 3 years or more then investing in something more powerful today will make it more future proof in years to come.
Regards,
Roger

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