3 debit cards, updating, and my phone won't let me download apps or music because it says my security code is invalid no matter what I do. Help!!

I don't know wha to do. When I try to get apps (even free) or music on iTunes (even with my gift card), a notice pops up saying there was a problem with a previous billing purchase, then it takes me to my card info and address and no matter what it always tells me my security code is invalid. I've gone through 3 cards (all worked to purchase items from a store or anything) and I've even updated my phone when i was told that I had to do that before I could download anything. I can't figure out what the problem is. PLEASE SOMEONE HELP!!

From iTunes menu Bar, Store > View Account > Edit "Payment Type" under "Apple ID summary"

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