A definitive solution to stop Mail constantly asking for my password??

I have Snow Leopard running on Intel iMac.
Like so many others my Mac Mail keeps on asking for my password even though its saved on my keychain.
I have read pretty every solution I can find find from Keychain repair to deleting and creating a new account.... No joy... problem still occurs a few times a day on both my Hotmail pop and Gmail pop.....
I wanted to know if there is a definitive solution to this problem... is there a software release for this or an ABSOLUTE .... PROVEN TO FIX ALL OCCURRENCES SOLUTION.... that works for everyone.??
If not then I suppose I must use a different email client
Thanks for your replies

Dodgy servers being likely... is that going to happen with both Gmail and Hotmail?
Doesn't happen with my GMail account. I'm connecting to GMail via IMAP, what about you? As to Hotmail, that one's notorious for having trouble with Mail.
As to the fact that you don't see the problem with Entourage, it could be that there's something wrong with your Mail setup, but I don't know what might be different about how Entourage communicates with the server. I'm sure Ernie might have some insights.
In the "Preferences" "Accounts" "Account Information" I put in my password and then save on exiting... as far as I am concerned it is saved within the software. But whenever this issue occurs, the saved password has vanished.
It's actually stored in the Keychain, which could be one source of problems. If your keychain is damaged, it would cause problems for Mail but probably not Entourage. Try opening Keychain Access and choose Keychain Access -> Keychain First Aid. Also, try deleting the account passwords in the keychain completely, then enter the password when Mail prompts for it and check the box to save it in the keychain.
Why would a "troublesome server from a location with bad internet service" delete the password I have saved on an Apple software product...
If you get a password prompt, and you try to enter the password but it gets rejected due to some difficulty communicating with the server, Mail might decide to remove the "incorrect" password. That's just theory, as I've never actually done that. On the rare occasion that I get a password prompt, I just hit cancel, wait a little while and take the account online again. Typically, unless the server is still having difficulty, mail is retrieved without the need to re-enter the password.

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