Accepted Penfed Credit Card CLI Pre-Approval!!!

Penfed offered me a CLI for credit card last week. I didn't decided until today. I didn't take the max amount of pre-approval (up to $21.4K). I didn't want to get denial. I only accepted the amount $7800. I chose my Penfed Rewards Visa Signature Card for the limit increase. It only got $5K. I got approved for the full amount $7800 after completing the pre-approved application. They increased from $5000 to $12.8K. Now, it is waiting for manual review. Ron.

Ron1 wrote:
jcef1955 wrote:
Congrats...I guess...maybe?Uh yeah, why not take the entire offer? $5K to $21K+ is a great offerPre-APPROVAL? Why the need for an analyst if it's pre-approved?How old are your accounts? Current scores?Thanks!!!!! I know they are very conservative. They might not approve the whole amount $21.4K. Why they need people to look at the apps? Conservative. It is from two yrs old to a year old. EQ scorre is 780. Ron.
I guess what I don't understand is "PRE-Approval", not to be confused with PRE-selected or PRE-qualified! Doncha just Esign on the dotted line?

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