Accepting credit cards with your ipad? anyone do this at your business?

i saw it on tv once and online.. squareup.com has this device that hooks to your phone or ipad to allow you to accept credit cards.. they say the fee is 2.75% of the transaction.. just wanted to know if any other businesses use this and how do you like it?
thx in advance

I use square and it works fine, but it's really meant for people who don't do a lot of volume. For example, you can do any dollar amount you want, but at first they put a 30-day hold on amounts you receive over a thousand dollars. (They say businesses can negotiate this.) I'm a musician and I just use it for clients who forget the check or who don't have access to paper checks anymore. It works quite well for that.
Intuit also has something similar and theirs includes the option for a relatively inexpensive merchant account, so check them both out. Intuit's page is typical of their site and doesn't mention things like holds, so I don't know how they compare there.

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  • Accepting Credit Card Payments

    Please be patient, this is new for me. I know the bare
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    macnut4 wrote:
    > Please be patient, this is new for me. I know the bare
    minimum, and have only
    > designed basic web sites. (I'm primarily a print
    designer.)
    > I have a client that needs to be able to accept credit
    card payments on his
    > site. No shopping cart, no products being sold. He's a
    debt collector, and
    > wants people to be able to come to his site to make a
    payment directly. I tried
    > talking him into Paypal because I think I can figure
    that out. But he wants the
    > credit card stuff directly on HIS site.
    > I know he needs to have SSL set up (right?). He set up
    his hosting himself, so
    > I'll have to find out what he has. He has to have some
    kind of merchant
    > services in order to accept credit card payments...I'm
    trying to get that info
    > from him as well. I'm at the point where I don't even
    know what to ask him or
    > tell him.
    > I've found third-party services out there that seemed
    like a good idea (some
    > mentioned on this forum), but they're for setting up
    shopping carts. I don't
    > need that, just the payment part.
    >
    > Is there anyone out there willing to point me in the
    right direction?? What's
    > the equation for getting this accomplished?
    >
    > Thank you!
    >
    > Lisa
    >
    >
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     Private Message

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