Accessing Credit in App Store from Iphone

When I log into the App Store and view my account from my lap top, I see that I have an available credit. However, when I attempt to purchase an app on my iphone 4 (rescenty updated to the new opperating system) it does not recognize that I have an available credit and forces me to use a CC. This is a rescent issue from when I updated to the new opperating system and did not have this problem before. Any thoughts?

Eric...
If the price of the app + taxes and any fees that may apply (depending which iTunes Store / country your use), if there isn't sufficient funds left over from an iTunes gift card then the balance  is deducted from your credit card account.

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