Account doesn't work because I need a credit card

I need credit card and I don't have one

Here you go:
Creating an iTunes Store, App Store, iBookstore, and Mac App Store account without a credit card: http://support.apple.com/kb/HT2534
Step 3 is important, no matter whether you do this on a Mac or an iPad / iPhone:
Important: Before proceeding to the next step, you must download and install a free application.
Important: Before proceeding to the next step, you must download and install the free application by tapping Free followed by tapping Install App.

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DELETING APPS
Touch the app and hold your finger down until all the apps start to jiggle. You will see a circled "x" in the upper left corner. Tap it to delete an app. When done press the Home button.
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Hello!
This should help:
Create an iTunes Store, App Store, or iBooks Store account without a credit card or other payment method - Apple Suppor…

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Hi Desimoni77,
Thanks for visiting Apple Support Communities.
You should not need to add a credit card to your iTunes Store account to update apps or download free apps. You may want to review your iTunes Store account information using the steps in this article:
Change or remove your payment information from your iTunes Store account (Apple ID)
http://support.apple.com/kb/ht1918
You can also contact iTunes Store Support for more help:
If you need help changing your payment information, credit card details, or billing information, contact iTunes Store support. Or you may find the answer to your question below:
If you change your payment method, make sure your account information matches the credit card information on file with your financial institution.
If you use an AOL screen name to sign in to the iTunes Store, editing your information on the Account Information page won't update your AOL account. If you need to update your AOL account information, contact AOL.
If your previous payment wasn't accepted, you may need to change your payment information.
Best Regards,
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Sorry abaot my english

Hi...
Click None in the Payment Information window.
Instructions for either using your iPhone or a computer > Creating an iTunes Store, App Store, iBookstore, and Mac App Store account without a credit card

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Account doesn't work because I need a credit card

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