Advantages/Disadvantages of having 2 Apple ID's with iCloud - Single User

A separate Apple ID for iCloud and a separate Apple ID for Store Purchases - 1 Mac and 1 iPhone - both to 1 Single User.
I'm both curious and interested at the same time..
And would it even be useful? Or should I just stick to using the same Apple ID because in creating another Apple ID, I'd be giving myself more of a hassle when it comes to backing up/restoring?
I'm still running my mind around this one... (cos it only seems to benefit users who are all iDevice holders living under the same roof etc.. with 1 root Apple ID and multiple iCloud Apple ID's per individual)
I am relatively new to Apple and am exploring this idea keenly.
What are the Advantages/Disadvantages for this particular scenario??
Thanks a lot to those who kindly contribute your thoughts! 

Basically 1 Device sharing 2 separate Apple ID's.
1 For App Purchases.
1 For iCloud.

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