After the iPhone 5 is released, can it be purchased in store and activated at a later date?

I have the iPhone 4S and I cant get it through ATT without spending 649 bucks.  I was wondering if I could purchase it at an Apple Store without activating it or do I have to activate right there before I can get it?

you can purchase it through apple but they will cahrge you the same things as att if your not ready for the upgrade

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