All of my contacts have been deleted can you help me fix it?

I haven't done anything to my iPhone but it somehow deleted all of my contact! I need you help you my only chance!?

What sort of visa card is it, debit or credit ? Debit cards don't appear to still be accepted in all countries (and even where they are it seems that not all are accepted).
For a card to have a chance of being accepted it needs to be registered to exactly the same name and address (including format and spacing etc) that you have on your iTunes account, and have been issued by a bank in the country where you and your iTunes account are. If it is then you could check with the card issuer to see if it's them that are declining it, and if not then try contacting iTunes Support (these are user-to-user forums) and see if they know why it's being declined (but you might not be able to use a debit card) : http://www.apple.com/support/itunes/contact/ - click on Contact iTunes Store Support on the right-hand side of the page, then Account Management
Do you have a different card that you could try, or are iTunes gift cards available in your country (they are not available in all and they are country-specific, they can only be used in their country of issue) ? If gift cards are available then you could potentially use them as your payment method.

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