Also.... Credit card number needed?

Why is the credit card number and expiration needed to create the account on the iTunes store?
I've read a lot of the previous questions and answers to topics similar to this, and many of the answers tell the person who asked the question to check the "none" box by the credit card types.
I don't have this little check box.
Help?
Thanks!

Oh. Okay, thanks!
But I had bought the gift card and attempted to redeem it and it basically MADE me enter CC info, haha.
I'm sorry-- could you explain this now?
And yes it's true that I could take it off of the account but Apple has it now....
Correct?

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