Alternate methods of Payment other than credit cards?

To whom this may concern,
I was on the iTunes store recently, and I came across the "free" download single of the week. Well I clicked the link, and it said you need to login. So I logged in, and it said that I needed to review my account information. So I got to the part where you enter your address and stuff like that. For payment options it only had credit cards. Isn't their an option to bill it out of your bank account or debit card? I looked and I couldn't find anything. Didn't Apple take into consideration people who are too young to get credit cards or don't have any credit at all? And anyways, it is a sopposedly "free" download so why should I have to do any of that BS anyway? On a side note, I have been reading a bit of these discussion forums and have noticed there are alot of problems with iTunes 7. I also have that same problem with not being able to use the new album cover browser. I have the latest version of directx but still the same thing!
Come on Apple, get your act together!!!

Mr. Goodbytes:
There is several options for payment including credit card, iTunes Gift Cards which act as prepaid iTunes cards, Paypal an allowance can be set up with a credit card. An allowance works for a parent to set a specific amount that will be allowed each month. Paypal can be used to debit a bank account as well.
If you are setting up an account by starting with redeeming a iTunes Gift Card, you will have the option of selecting none for credit card. This article has more information:
http://docs.info.apple.com/article.html?artnum=301958

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