Always used 1 main account.  Started using individual user accounts. So how do I use software or applications with a lot of data like Quicken under my own user account?

I recently upgraded our family's mac to OS X.  I thought this was the perfect time to create and use "user accounts".  We had always used 1 main account.  So how do I use software or applications with a lot of data like Quicken under my own user account?  I wanted to be able to manage my own itunes library, iphone apps, messages.  But I still really need to use the Stuff I have in Quicken essentials.  I don't want to have to restart all my work done in Quicken already.

I haven't used Quicken in a while, but most applications store your files in your Documents folder. Is that where your Quicken data file is? What you do next depends on how many family members need to get at that data.
If multiple family members need to use the Quicken data file, try moving it to the Documents folder in the Shared account. That is an account that all accounts can see. It's at the same level as the other accounts. In other words, Shared is one level up from your Home account, or Hard Drive/Users/Shared.
If you're the only one allowed to see that Quicken data, move the Quicken data file from the old main account to your account, and don't leave a copy behind. You can use the Shared folder as a way station for the transfer since you won't be able to see both accounts' Documents folders at the same time (because you're not allowed to peek into other people's accounts). Or you can use another disk or server for the transfer, as long as you can get to it when logged into either account.

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