Another Capital One CLI! !!This time an increase of 4K!

Background: I opened my Capital One Quicksilver One card in February of this year with a SL of $500 and requested an increase in April. I was automatically approved for a $1,000 increase. Fast foward to last Saturday night (7/11/15) I decided to try for another CLI because I was nearly maxing out every month on my $1,500 credit line. I needed the ability to make more purchases as well as keep my utilization down. I applied online and received the 2 -3 business day notice. So Monday (7/13) I e-mailed the EO stating my request, my desired increase ($4,000), and reasoning for that desired increase. Yesterday (7/15) I received a call from a very nice woman from the executive office. She asked me a few questions, verified some information, and told me she would be sending my request to the underwriters. She said I would hear something back in 7-10 business days. This morning (7/16) I logged into my account and my credit limit is now $5,500! I am beyond happy with the quality of customer service and the quick turnaround. I'm also enrolled in the credit steps program. I am due for an automatic incease after my 5th payment. I just made my 5th payment a few days ago and my statement closes tomorrow! I'm curious to see if I'll get that increase as well. I would assume yes, but I'll have to wait and see. Extra info: I pay my high balances down every month leaving about 1 to 2% utilization reporting on my card.In my EO letter I mentioned that a $5,500 credit limit would match my Discover It credit line (just started reporting)UPDATE My 6th statement closed yesterday (7/17). When I logged in today (7/18) I saw another $500 increase due to my Credit Steps enrollment! Woohoo! Hello 6k credit line! I love you Capital One!

Sandibeach22 wrote:
Super congrats on your success! Thank you!

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Capital One CLI (pitiful)

I got my first ever Capital One CLI today (well, the first without contacting EO). Wait for it..........$200 increase. From $2,000 to $2,200. Now Discover only beats them by $20,900! Geeezz.

TRC_WA wrote:
BrettNS wrote:
savingmoney87 wrote:
Funny how discover which usually gives low limits gave you 20K but Cap One is usually handing $$$ by the stacks gave you such a small limit and CLI. I couldnt get my QS up for a long time but all the new cards I got had decent limits. Discover initially approved me for $5,500 last November. It's just grown with all this 17 day stuff, the last few being $4k at a time. But still, I wish some of the others would at least try to catch up. Amex included!Those of us with 2k Discover cards don't really feel sorry for you. Sorry TRC_WA! I wasn't trying to be insensitive. Some things just don't make sense.

2007 iMac freezes up, rainbow wheel appears when this happens. I know the computer is starting to get old but I can't afford a new one at this time and would love to continue using my Mac, but it's frustrating. Would a fresh install or OS upgrade resolve?

My circa 2007 iMac freezes up, and rainbow wheel appears when this happens. I know the computer is starting to get old but I can't afford a new one at this time and would love to continue using my Mac, but it's frustrating. Most of the time I ONLY have 1 thing open at a time, and keep my tabs down to a minimum. I bought this to do film editing on but with it acting like this I cannot do that. I know I need a ram upgrade (currently running 2 gb) and my OS is old, 10.5.8, but I think even with it being a bit outdated it should run better than this. Would a fresh install or OS upgrade resolve this? Or any other suggestions to keep this clunker chugging along for a little while longer?

How full is the hard drive?
Do you run any virus software or hard drive "cleaner" software like MacKeeper?
If your model is from 2007 you can install up to 6 GBs of RAM.
2 GBs is the barest of minimum RAM for OS X to run on.
Especially if doing video work. You simply do not have sufficient RAM.
Also OS X 10.5.8 Leopard support ended around 2009.
You could update to OS X 10.6 Snow Leopard, at least.
It is available on disc from the Apple store for U.S. $19.99.
I Would seriously upgrade your iMac's RAM to the max. 6 GBs before doing this.
Reliable Mac RAM can be purchase from online Mac RAM source Crucial memory or OWC ( also known as macsales).

Another Capital One Increase...This time an increase of 4K!

Background: I opened my Capital One Quicksilver One card in February of this year with a SL of $500 and requested an increase in April. I was automatically approved for a $1,000 increase. Fast foward to last Saturday night (7/11/15) I decided to try for another CLI because I was nearly maxing out every month on my $1,500 credit line. I needed the ability to make more purchases as well as keep my utilization down. I applied online and received the 2 -3 business day notice. So Monday (7/13) I e-mailed the EO stating my request, my desired increase ($4,000), and reasoning for that desired increase. Yesterday (7/15) I received a call from a very nice woman from the executive office. She asked me a few questions, verified some information, and told me she would be sending my request to the underwriters. She said I would hear something back in 7-10 business days. This morning (7/16) I logged into my account and my credit limit is now $5,500! I am beyond happy with the quality of customer service and the quick turnaround. I'm also enrolled in the credit steps program. I am due for an automatic incease after my 5th payment. I just made my 5th payment a few days ago and my statement closes tomorrow! I'm curious to see if I'll get that increase as well. I would assume yes, but I'll have to wait and see. Extra info: I pay my high balances down every month leaving about 1 to 2% utilization reporting on my card.In my EO letter I mentioned that a $5,500 credit limit would match my Discover It credit line (just started reporting)

OmarGB9 wrote:
Grats on the huge cap1 luv!Thank you!

Capital One CLI!

So I was getting pretty peeved with Capital One this week. My statement cut on the 6th, which marked one year of having my QS1 card. I pressed the luv button, and... nothing. Tried several times a day for days... nothing. Finally, this morning, I hit it to the tune of a $500 increase. I'll take it! And I'm taking note that my date is the 10th for this card lol. Now if only they would let me upgrade to the QS with no AF. Got shot down in chat today Although, once I pay off my balance, I can combine it with my other QS, so I guess it doesn't matter as much.

Congrats

Capital one Cli after 3 month mark

My 3rd statements just posted for my 3 capital one cards, discharged june 2015. Got an instant increase on my capital one platinum for $500, 2-3 day message on my quick silver one rewards.

Congrats

IS there a way to load and purchase different photos from iPhoto and ship them at the same time? the only way that I can find is to purchase each photo (or multiple of one) at a time, which increases the cost of shipping, as I want to get one print of 20

Is there a way to order multiple different prints in any quantity from Iphoto? it appears currently like I would have to ship each separately, even if only one print... is there a way around this so I can can get several DIFFERENT prints of any quantity and ship all at the same time?

Sure - easiest way is to make an album for photos you want to order and drag photos to it - when it is complete open the album, select all and order
LN

Another question...this time about Styles in PSE 10...help?

I've had Photoshop Elements 7.0 for quite some time, and use styles pretty often. When I bought Photoshop Elements 10 a while ago, I transferred all of the styles I've accumulated over the years into the PSE 10 - and then discovered that most of them do not show up in Effect panel (except for those already pre-installed by Adobe). I'm kind of bummed - how do I find a way to use my favorite styles in Effect panel? Any suggestion is appreciated.
Thanks.

See this:
http://forums.adobe.com/thread/941530?tstart=0
Same path only substitute 10 for 9.

Capital one CLI...do I need to put something in the "monthly spend" box?

if I leave the monthly spend box blank will that negatively affect my CLI request? Income supports higher limit, but my monthly spend is less than my CL about $4000/mo on a $5000 limit card. Thanks!

I put in 2k and got a 3k CLI. If you spend 4k, why not put it in? I don't think it matters either way, but it does seem like the majority of Cap1 CLI are only between 1k-3k anyway, although I have heard of a few 5k increases.

Another dodgy headphone jack (This time in a Nee

so i've been using my Zen Neeon since Christmas (present) and it's been prety good. That is until now, I've been using the remote with it, and it suddenly stopped working one day, shortly after (maybe a few days) it would cut in and out on the right channel (still using the remote, for extra cable length)So i've figured that the problem is caused when i use the remote (it's the connection bands in the headphone jack for the remote, i'm almost sure) (What do i call htis extra channel? i'll just call it the digital band for now)I get both channels fine when i bypass the remote, and plug in the earphones directly, but it's touchy when i have the remote in... (if it's slightly pressed to one side it sometimes gives me both channels.)
A friend of mine also had a similar problem with his phone (he got a 2.5mmm-3.5mm adapter to listen to music with normal earphones. the problem was he wasn't getting both channels becuase of the extra band... it had a digital band aswell, and was missing out on one channel becuase of the connection...So, now i get to my question.Would you peoples think that the solfering is coming loose inside my machine's headphone jack, or just the digital band, or inside the plug on the remote itself..
I am thinking of getting it warrantied, as i would like to continue using the remote with my Neeon...

...i would think the problem comes in when you plug your headphones into the remote...
...the connection is broken there...
...take it the remote apart...
...play with it a bit...
...if your confident you wont break it...

I use browsec but today this add one filtered in Iran. could you please another add one like this?

i need a add one like browsec. because browsec filtered in Iran and dont work.

Your request does not give any real information. Please describe fully
what you need. If you have trouble with English, use your own language.

Capital One 5 day hold on payments.

I was using my capital one card like normal running somewhat of high balances and then paying them right off. I always pay on time and I always pay before the statement closing date. However, paying the card off in full before the statement closing date seems to trigger some sort of hold for five days. I'll be calling to get the hold removed as soon as the ACH payment shows up on my bank account.
The reason I always pay in full before the statement closing date is because I don't want Capital One to report a 100% credit utilization for the month to the credit bureaus.
So now you can see how a five day hold would throw a wrench into my plans.
Here's the thing though. Once I scheduled the payment, Capital One's accounts show 0 balance on the card, but a 0 available funds on the card as well, while its in this 5 day hold limbo.
Well, here comes the statement closing date, on a *Monday (see edit). So what the heck is going to be reported to the credit bureaus?
Will it be a 100% credit utilization? Will it be 0% credit utilization?
Either way, it's not good. I would be better off paying a lower amount to see if there was a chance that it would be processed in a timely manner.
However, I can't do that during the 5 day hold. I can only do that once the 5 day hold is over.
If the payment hasn't been processed then I can only assume that they will report a credit utilization percentage of 100 percent. Like I spent.
What do you think? I'll be waiting as the weekend passes. Then, I'll call in on Monday; the day of the statement closing date. I might be able to get the hold released, push the payment through by the end of day. And then I will have a low balance reported to the credit bureaus. I'll have all A's on my credit score. edit: a mistake was made earlier in this post. the statement closing date is actually on a Sunday. So it's too late to try to push a payment through now. It's going to report as it was on that day.
UPDATE: It's Monday. I woke up at 6am and everything worked out perfectly. Capital one was happy to release the funds it took all of 5 minutes, and now I'm back to a card with a full balance.
UPDATE 2: 12:00 PM on Monday, the statement came in. It went just about as perfectly as possible. I'm all set with Capital One and my statement, everything is paid, and it correctly reported to the agency. Under 10% of my limit with full credit availability. I got an A.

motoleo wrote:
^ (Gasp) I can't have that happen to me. I can't have them report a 98% (105% in my case) utilization ratio! It mustn't. I have no other cards. This is my only card. It's just a platinum. The limit was just increased to 500 dollars. I never had any returned payments until they did the 5 day hold. You really don't know where the money is because everything is always pending.Are you waiting until the statement closing date to time your payment, or only few days ahead of statement closing, and making that one payment per month? That's a knife edge you are dealing with. On a $500 card, I'm all for maxing that puppy out and then PIF by the payment due date, but that presumes one stops using the card before the limit. If you are using this as your main spend vehicle, that is fine. You need to pay it more often. When you get to $250, set up an immediate payment on Capital One's site to pull the $250 from your bank account. That will take a few days to clear, meanwhile you continue to charge on the card. When you have charged another $250 of spend on the card, log on and schedule another payment to pull from your bank account. Alternatively, on Saturday, look at what is in your Capital One Open Balance, and schedule a payment to pull from your bank account to pay it on Monday. Let those balances report, whatever they are. You may think a $500 statement balance is a Bad Thing? It is not. Over the course of time, when you show that you can report those kinds of balances and PIF, then you will start to get better cards, to give yourself breathing room. And +1 to the comments that you can't allow these payments to be returned. Ever. When you commit to a payment going to your credit card, you no longer have those funds available in your checking account. As another alternative, open a checking account at Capital One. This will provide the instant payment from your checking to your credit card that you want to see. Good luck!

Capital One World Elite....

So i notified an EO via email ...  I had been a customer for such long time and believe it's time for an upgrade. If i could upgrade my Capitol One Platinum MasterCard to World Elite MasterCard i would greatly appreciate it very much. Thank you   Best regards,  Got a call the next day from the ''Executive office'' (really just their assistant calling) mumbling about how my card doesn't offer after using it for 4 years with a credit limit pass $5,000. Told me that maybe i want to look online for their other ''products.'' I jusaid yeah okay.... mmm hmmmm and hung up.    The next day got an email...      Your new credit card is on its way
Your new credit card was mailed today. Thanks for being a Capital One® customer.
   ... wonder what they're sending me

NRB525 wrote:
SebastianZzzzz wrote:
ScoreOrBeScored wrote:
Yes, it's definitely in the writing . Sorry to hear this happened. What's your limit again, $5k  i requested mine mine the next day after hitting the luv button and going to $5,750.  I say say keep trying until you get the right rep.will keep trying!!.....  Whom do I have the pleasure of chatting with today? My credit limit has reached $5,750 and would appreciate it if i can have a World Elite MasterCard put on my Capitol One card. thank you  I apologize, there is no option to change a Platinum card to world elite Master card. Okay thank you  You need to apply for World Elite MasterCard separately.So, when do you app for the GM Buy Power card ? Barclay wanted to change my Rewards to Arrival + which is a World Elite Mastercard earnong 2% as the GM Buy Power Card but has an annual fee so i was trying to get Captiol One to change my Platinum to World Elite instead and leave Barlay alone. Otherwise, Citi Double Cash said i can change World MasterCard to Elite when my INTRO APR ends but has foreign transaction fee. That's why i was trying to get my captiol one to world elite and just use that abroad instead. No annal fee. no transaction fee. I had 2 captiol one and just combined them into one and cancel out the other. So getting another capital one would not make much sense. Especially if i cancel out my longer standing and very first credit card... though i hear it stays on your report for 10 years ?

CAPITAL ONE DISPUTED LATE PAYMENT WITHOUT MY PERMISSION!

HELP! I am in the processes of working on 3 late payments on my Capital One card. I called yesterday and very clearly stated to the rep that I was looking for a GW removal and NOT a dispute. He gave me the typical scripted speech that they would make an *internal* request and I said thank you, have a nice day. I entered an online chat today with a supervisor to ensure that my account was not disputed and come to find out, it is. Who do I contact now? Can I file a complaint? Who the HECK is running the show at Capital One? This is just crooked business!

Thanks. The EO called me today to let me know they would be investigtaing the rep who created this mess. I'm livid. I am praying that dispute does not hit my report. They tell me it will take 7-10 business days to investigate.

Capital One Platinum Instant Approval

I just applied for the Capital One Platinum this morning after it showing up on the prequal site and got an instant approval for $500! I know it's not much but its exciting to me lol. This is only my second card, but its one more card towards getting back on track. Looking forward to posting more cc approvals on here with help from you guys!

_GoBlue wrote:
I just applied for the Capital One Platinum this morning after it showing up on the prequal site and got an instant approval for $500! I know it's not much but its exciting to me lol. This is only my second card, but its one more card towards getting back on track. Looking forward to posting more cc approvals on here with help from you guys!
It is exciting. I fondly remembered my first card with Cap. One and I have grown leaps and bounds since then and I know you can too! Be excited, it's a great start. WTG

Another Capital One CLI! !!This time an increase of 4K!

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