APP and Bank interface with IDOC

Dear Friends,
We are in process of interface between APP with Bank for processing the Bank payments.
Need a clarification that is it ok if I can use the IDOC instead of using DME standard program to move file to Bank server and also want to know that is it ok for processing the IDOCs for APP documents.
Kindly provide the broader view of pros and cons for above query.
Thanks MD.

IDOC is also a standard way and recommended approach. You can generate it via RFFOEDI1.
Just check that your bank is able to process the IDOC file in standard format (like PEXR2002 format)
Regards,
Gaurav

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