Apple app store card payment

Hello there,
I have had my iPad for over a year now and it has never asked me for my card details only thing it has asked me for is to confirm my password when I'm buying something, but recently it has started asking me for my bank details now I put them in and it says declined but I am not buying anything it's doing updates for apps now I have already spoken to apple themself but they said I needed to contact apple tech support but they said something about needing £1 in my account for them to verify the care is valid which I accept but I have money in there and still says declined.
Could someone please get back to me regarding this issue I have the latest software for it.
Thanks
Tyrone

This is all about local licensing performing distribution and production rights in media industries .
Its not actually Apples doing and contrary to general belief Apple do not use location services or IP addresses to block access between regional stores.
What they do use and you have now found out is Billing Address and Valid Payment card.
Your Payment cards first four digits are in fact country codes and they will be rejected  if they identify a differing country to the store you are viewing.
THIS IS HOW APPLE COMPLIES with the licensing performing distribution and production rights.
Now because Apple are not using IP addressing you can still use your home store and download from anywhere
(It breaks the EULA terms but does work!)
If you are now in Canada permanently however are retaining your home banking service I could suggest you get a Visa Prepayment Card such as this from the Post Office - you don't need a bank account for these.
http://www.canadapost.ca/cpo/mc/personal/productsservices/visagiftcard.jsf
Top up and use it to open an account in the Canadian iTunes Store and for any other local spending !
Or simply buy Canadian iTunes gift cards !

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