Apple care-with or without system purchase???

so i am heavily considering switching to the Mac this summer-I am still figuring out the details but there are two things that I need to ask
1. Does anyone know of the approximate time frame for 10.5 and should I wait untill then to buy or should i buy it this summmer and then just get the upgrade?
2. Apple Care- If i dont purcahse it when i buy the system can i still buy apple care 3 months later or am i better off just getting it when i buy it?
thanks

...the Applecare Protection Plan....
covers your unit from 3 years from date of purchase. You get 90 days of complimentary phone support (from phone line tech agents), if you call on your 91st day (for example) there is a $49 charge...good for 1 issue ...for a period of 5 days...it does not matter software or hardware...but I will say this..if it is determined that it is a hardware issue, your computer goes in for repair...if the repair technician determines it is hardware then you will be refunded the $49 charge. This applies after you 90 complimentary period & before your 1 year hardware warranty expires. You need to purchase Applecare within the original 1 yr hardware warranty...try & make sure you register your Applecare right away when you purchase it...let's say you forget and it's after your 1 year warranty, you'll get phone support once & you'll need to fax all necessary info into Apple to get them to set up your Applecare.

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