Apple charged me when I try to download a free application. Please advice.

I purchased my iPad in 2012 when I was in United States.
Earlier, I was able to install free applications such as LastPass and Chrome.
Now, when I try to install any free application such as TalkingTom, I was asked to provide my credit cardinformation.
I wondered why Apple needs my credit card information when I try to download a free application.
When I entered my credit card information, I have got an error message that I need to visit India iStore.
But, I have got a mail from my credit card bank that Apple charged me INR 60/-.
1.) Can anyone tell me the procedure to get my money back?
2.) How do I visit India iStore from my iPad to download any application?
Please help.

How to change the store location
http://www.ehow.com/how_8202183_change-app-store-account-location.html
iTunes store support
http://www.apple.com/support/itunes/

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