Apple Credit

I don't know if anyone else has had this experience but here is mine. By the way, I have tried repeatedly to contact Apple about this with no luck whatsoever. Beware! And, if you are Apple, please contact me, I've tried to contact you and am getting sick and tired of the run around.
I purchased a MacBook Pro in January using a new Apple Credit Card from Juniper Bank. Beginning about two months back the time between receipt of the statement and the due date started to decrease. This month, the statement arrived last Monday, July 17, and I got it after work. It is due July 23, which is a Sunday, so they have to receive it by Friday, July 21. This means I had four days to examine the bill for errors and send it clear across the country, from Oregon to Pennsylvania. The Post Office said the only way they can guarrantee this is if I send it Express Mail ($14.40). Now, since the same thing happened last month (but...I had 7 days last month), too, I am starting to see a pattern. I copied the statement and and wrote Juniper a nasty note about this, but I am trying to get in contact with Apple to see if their new policy is alienating school teachers evaluating their computers or if there is some sort of new contest going on whereby Apple is now competing with Dell for worst customer service.

I don't know how this was answered in the other forum discussion but it sounds like your issue is with Juniper.
I actually bought my iMac through them because they offered 90 days same as cash and I needed to sell my PowerMac in the meantime so it worked out great. I payed it off within a few months so I can't comment of how they handle long term payoffs but I've charged a few other things on it from time to time. I haven't noticed in decrease in processing etc.
Heck I pay online and pay it way before I even receive a hard copy of the monthly statement. I pay everything online. I can't even remember the last time I wrote a check.

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