Apple ITunes Problems PLEASE help!!!!

Ok, so my friend has been having problems for a while now about her itunes app store account. She has had a problem in the past about credit card information and is afirad to give any information away. When we try to set up her account and it's time to choose a credit card there is no "none" option. On mine there was so how can we get that on hers? Or is there a way to get around it?
                              If you could help it would be greatley appercieated!

Create a NEW account using these instructions. Make sure you follow the instructions. Many do not and if you do not you will not get the None option. You must use an email address that you have not used with Apple before.
Creating an iTunes Store, App Store, iBookstore, and Mac App Store account without a credit card
Use/redeem an iTunes gift card vice using a credit card.

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