Apple pay - watch-"could not connect to apple watch" message.

I have apple pay set up on my 6, iOS 8.3. I am trying to set up apple pay on my apple watch. I keep getting the message "Could not connect to apple watch". My watch is about 4 inches from my phone, it is powered on, and not in Airplane mode (which are the suggestions that show up in the message as well). Any suggestions?

Was getting the same "Could not connect to Apple Watch" message. Then read the comments here. Did a "reset" of the iPhone 5s, meaning I held the two buttons simultaneously until the iPhone restarted. Don't know if the "hard" reset is something different.
So it works, but Bank of America only takes iPhone 6 and 6 Plus. AMEX is working for Apple Pay on 5s and Apple Watch!

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