Apple saying wrong security code, but whenever I  type it it charges my card

Help please.. I want a refund for the charges..

Each time that you add or change the card details on your account a small temporary store holding charge may be applied to check that the card details are correct and valid and that it's registered to exactly the same name and address as on your iTunes account - they should disappear off your account within a few days or so.
Store holding charge : http://support.apple.com/kb/HT3702
In terms of the code not being accepted, is the address on your iTunes account exactly the same (format and spacing etc) as on your credit card bill (http://support.apple.com/kb/TS1646) ? If it is then you could try contacting the card issuer and check that they, and any company that they use to process card authorisations, have the correct information on their files.  And/or try contacting iTunes support : http://www.apple.com/support/itunes/contact/ - click on Contact iTunes Store Support on the right-hand side of the page

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