AppStore on iPhone 4 doesn't recognize my credit card!

So here's the problem: i just bought a new iPhone 4 i allready owned a iPhone 3GS so after the startup and update of the iPhone 4 i passed all the apps from my iPhone 3 on the new one, as soon as i tried to buy an app on the AppStore with my iPhone 4 it asked me for the credit card validation number i inserted it but for some reason it says to change the payment method even if I still use that account to buy stuff on my iPhone 3. Can somebody help please? Thanks a lot

This is a recent problem, my iphone 4 used to recognize my WiFi.
Also, I tried rebooting the iphone which did not help.
When I go to settings, Wi-Fi it shows "Not Connected", when I go to the Wi-Fi screen it shows my next store neighbors home Wi-Fi but not mine.
Re-booteding the router did not help.

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