As of today getting "your remaining credits are insufficient"? What is this

I havent changed anything on my App Store account or anything else... but this morning I went and purchased an app from my iPhone and I get this message stating "your remaining credits are insufficient"... and I get the Cancel/Buy buttons.
Is this a new change in the App Store or what is this even talking about? What credits? Quite baffled and the only thing I see referring to this is an old string from 2006.
Thanks for any help!
-Dustin

Check iTunes on your computer. If you have any credits, they will show up in a box to the left of your sign-in name. The credit may be a money amount, a number of songs or videos, etc. Usually the credits are added in response to a problem you reported to the apple store, or you activating a gift card or allowance.
If you have credits that can't be applied to a purchase on your phone (for example a song credit can't be applied to an app purchase), that will trigger the message. Just tap buy and continue normally.

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