Authorization of credit card transaction failed. Failure in Authorization

Hello All,
I am getting the below error while doing Auto-Receipts in R12.1.3.
Authorization of credit card transaction failed. Failure in Authorization
Please guide me to identify the issue.
Thanks and Regards,
Muthu

Hi,
Thank you very much for your support.
But still i'm getting the same error. I read in one site the below step(Marked as Bold), This could be the reason why the error is occurring..
But I don't know how to check, If any one know about the below step, let me know.
Depending upon the function security options set up by your system administrator, you might be able to create, format, and approve Automatic receipt batches in one step.
Thanks and Regards,
Muthu

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